Refer to Frequently Asked Questions Related to Customer Identification Program Rules issued by FinCEN, Federal Reserve, FDIC, NCUA, OCC, and OTS, April 28, 2005. VISA guidelines state: A merchant must not require a cardholder to provide any supplementary cardholder information as a condition of honoring the card including photocopying the card, unless it is required or permitted elsewhere in the US Regional Operating Regulations. Nonetheless, a bank should be mindful that it must not improperly use any documents containing a picture of an individual, such as a driver’s license, in connection with any aspect of a credit transaction. (These documents should be retained in accordance with the general recordkeeping requirements in. However, if a bank does choose to retain photocopies of identifying documents, it should ensure that these photocopies are physically secured to adequately protect against possible identity theft. In some cases we may not be able to accept a national ID, you can call us to find out before coming. In addition, a bank may have procedures to keep copies of the documents for other purposes, for example, to facilitate investigating potential fraud. We can only accept original documents, not photocopies. A bank’s verification procedures should be risk-based and, in certain situations, keeping copies of identifying documents may be warranted. 2023 BSA/AML Top Gun Conference ON-DEMANDĤ9 A bank may keep photocopies of identifying documents that it uses to verify a customer’s identity however, the CIP regulation does not require it.2023 Lending Compliance Triage Conference.Note Credit cards are not legally valid unless signed by the card owner. Merchants are supposed to check that the signature on the card matches the signature on the sales receipt as a security precaution. Upon verification of the customer's identity, the merchant must have them sign their card. VDOM DHTML tml> Should You Sign the Back of Your Credit Card Signing the back of your is an important security step for protecting your card’s information should it fall into the wrong hands. 2023 Operations Compliance Triage Conference For unsigned credit cards, the merchant must request two forms of ID, one of which must be a government-issued photo ID.If the identification is expired or does not match the name on the Card, or if the Cardholder does not provide identification, the Merchant may decide whether to accept the Card.ĥ.10.4 Additional Cardholder IdentificationĪ Merchant may request but must not require a Cardholder to provide additional identification information as a condition of Card acceptance, unless such information is required to complete the Transaction, such as for shipping purposes, or the Standards specifically permit or require such information to be collected. a Merchant that suspects fraud in a Face-to-Face Environment may request Cardholder identification. Unless specified in the Visa Rules, a Merchant must not request Cardholder identification as a condition of purchase. Even if you're new to the business, don't let paperwork overwhelm you. We've put together this list to give you a better idea of what to expect. A proof of age card such as the PASS card from the national Proof of Age Standards Scheme. Acceptable Documents for a Wisconsin Driver License or Identification Card Application. If someone insists that you show your ID to use your credit card, you can show a copy of the Visa or MasterCard rules. What documents do suppliers ask for Depending on where you and your supplier are located, the documentation they need may vary. The acceptable forms of ID listed here are: Valid passport. However, you may still be required to show ID for other reasons related to the sale, such as for buying alcohol/tobacco, using a card flagged as lost/stolen, suspected fraud, etc. These rules also make them accept your card even if you refuse to show your ID. They both have rules that limit stores from requiring you to show your ID as a condition of purpose.
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Hey! We don’t belong to anyone, I’ll have you know! Old, handsome or young and jealous! + (You will assure Hyun about Dan.)ī. Hyun: Since they have money, they imagine that the world belongs to them… Starting with women.Ī. Stranger: What?! Seb…! Come back! What did I do?Ī. I don’t think I could handle people’s judgement… – Well, if I’m in a relationship with someone, I want to enjoy it as long as possible. But… he may be in good shape, but he’s a bit old for me, don’t you think?! – (You get another choice)Ī. But I’m already in a relationship, and happy! And that’s enough for me! /ī. Yeal: A little bombshell like you, of course, it could have an effect on him… He didn’t say anything to me, anyhow.Ī. Do you see why it’s a problem now? +Īfter work, you go to drink something with Yael in the snake-room. Currently, I’m losing about $5,000 a month. ĭan: Tell me, currently, what do your monthly losses add up to?Ī. Excuse me, but I don’t see how that’s any of your business. Things haven’t changed in the past fifteen days. –ĭan: Hmm… I guess your financial problems aren’t going to be solved soon?Ī. Are you sure you don’t want to talk to me? It helps sometimes… And it’s not usual for you to be so mysterious. Stop, you’re imagining things… Alexy isn’t like that! – with Morgan and + with Alexy Oh my gosh… It’s true that… When I think about our last conversation… + with Morgan and – with Alexy (you get another choice with Alexy)ī. Morgan: I’m worried that he’s cheating on me.Ī. Morgan: Sorry, I haven’t been in a very festive mood recently. You start this episode with working out in the gym. When you go to the restaurant, to meet Dan. I have put the outcome behind the choices.įairy/Auntie: at the park. The choices you make in the conversation with Yael, has consequences for episode 5 and on Priya’s route for episode 6. So try to answer all the + ones or towards illustrations. Note: The LOM you need for the illustrations is already very high. The illustration depends on outfit & Dialogue. You can get one out of five in a single play through. As soon as I found the right result, this page will be updated. If an answer does not have –, / or + beside it, it means I don’t know the result. I’m gonna go make dinner and play Fire Emblem while The Simpsons is playing in the background.įor some reason I couldn’t do the long/blue/red combo, so I did the next best thing.Īgain?! I have to go with pink eyes again apparently.If an answer has / or + means my Love’O’Meter is at 100, so the result is either neutral or positive. The thing that says “video games would be interesting to learn about.” My advice? Fucking don’t. I got the illustration from doing this.ī… Y'know, I think it’s good for you to kiss or hold hands no matter who it is. I chose “greed.” For reasons I’ll go into later on in a different post.Īaaand again. I thought that that would piss him off.Īnd A. also didn’t seem to change, but that was on an account where he was already 100 anyway so… Maybe even when he’s average towards you. Tell him about how PEGGY KNOWS WHAT’S UP!Ī if he doesn’t really like you. I uh… I chose “wrath” but the game thinks that I chose “envy.” I got the illustration first try anyway so I guess it’s right?įor Melody in the basement, B., to make Melody and Peggy go away.Īnd then B. A.- choose to take pictures of people… I think it’s ‘A’ anyway. Some have special shapes, such as the octagon for the Stop sign and the crossbuck for railroad crossings. Signs including Stop, Yield, No Turns, No Trucks, No Parking, No Stopping, Minimum Speed, Right Turn Only, Do Not Enter, Weight Limit, and Speed Limit are considered regulatory signs. Regulatory signs give instructions to motorists, pedestrians, and cyclists. The MUTCD and SHS establish seven categories of signs for road and highway use, as follows: (Please note the list does not cover all situations, and the signage is from the national MUTCD unless specified): Įighteen states use the manual without alterations 22 states, the District of Columbia, and Puerto Rico have adopted it in conjunction with a supplemental volume and ten states have a state version in substantial conformance to the MUTCD. Two symbol signs were eliminated, respectively, in the 20 MUTCDs (thereby requiring use of the previous word message signs): Pavement Ends and Narrow Bridge. For example, the "Do Not Enter" word message is not found on the Vienna Convention's equivalent sign. drivers could learn the relevant symbols' meanings. The result was to effectively freeze several measures intended to be temporary until U.S. The language about "rapidly" transitioning to symbols was removed in the 1978 MUTCD. The 1971 MUTCD adopted several Vienna Convention-inspired symbol signs with the intent to transition to symbols in lieu of words as "rapidly as possible", but U.S. There are no plans for adopting the Vienna Convention on Road Signs and Signals standards. In the United States, road signs are, for the most part, standardized by federal regulations, most notably in the Manual on Uniform Traffic Control Devices (MUTCD) and its companion volume the Standard Highway Signs (SHS).
I just hope the owner changes his/her mind and stops demanding more money from their customers just to use their credit card. I hated doing this, but I am not paying any Resturant to use my credit card. I am sorry to say, we just took the $4 credit card charge off the tip. My only issue with the restaurant was that they told us there was a $4 dollar extra charge to use a credit card, and who carries all that cash anymore? What is the restaurant thinking, this is the first restaurant that I have been to that demanded an extra charge to use a credit card. The Shrimp were very small in size and not many shrimp on each Taco, I should have ordered the Chicken or Steak Taco instead. I ended up ordering the Shrimp Tacos (3 soft Tacos) which I thought tasted just ok. Both my friends ordered the Classic Burger and said it tasted delicious, my other friend ordered the Eggs Benedict and Home Fries, she said it tasted good. Our server was fast, and the food came out quickly, no complaints there. The outside deck on the 2nd floor has a beautiful view of the Hudson River with a partial view of the bridge. Came here with friends and wanted to sit outside, but it was a little too cold, so we moved inside.
A round, random orbit sander with 80 grit sand paper works best. Sand smooth so that plug is flush with deck surface. When glue is dry, knock excess plug off with a sharp chisel.Put a few drops of glue (Polyurethane based Gorilla Glue ® Brand recommended).Drill 1/8” pilot hole for the stainless trim head screw.Drill 3/8” diameter hole approximately 3/8” deep.Recommended Method of Wood Plug Installation: You alone are 100 percent responsible for applying for, and obtaining, any and all essential permits for your decking project. Specify how and where you can build your deck. Your local building department (and/or HSA, Homeowner Association) can advise you of zoning ordinances, including building codes which Always contact your localīuilding department prior to beginning to design your deck project. It is your responsibility to ask your wood supplier for proper installation methods in accordance with the wood species best results. Installation over concrete should be avoided as well due to moisture retention possibilities. Impair cross ventilation and never allow water to pool or stand under the deck. We always recommend an 18 inch minimum of open air under joists with open sides to ensure proper cross ventilation for all climates. Local building codes and use proper ventilation underneath to ensure correct tolerances are met. Do NOT build directly on the ground! Decking designs should always follow Installation steps below are for hidden deck fasteners only and are for illustrative purposes. Reaches the appropriate moisture level of the installation area. Finally, we recommend that the decking be stored on the job site until the decking The decking material that you are installing is compatible with the Ipe Clip ® Hidden Deck Fastener System. But, you should always check with the manufacturer/ distributor of your decking material to make sure Hidden Deck Fasteners were designed to be used with almost EVERY decking product on the market today. Look over all installation instructions that were provided with the decking material that is to be installed. The Ipe Clip ® ExtremeKD ® Hidden Deck Fasteners are the perfect choice for decking material that expands on its width. Width so a larger gap space between boards is required. For example kiln dried or composite material will expand on its The reason for this is because different decking materials require different gap spacing. No gap space measuring is needed when youĬhoose Ipe Clip ® Hidden Deck Fasteners. The installation process is made even more simple because our Hidden Deck Fasteners automatically set 3/32" or 1/4" spacing between the installed deck boards. Our installation process is Quick & Easy because all the work is done from the top-side of the deck so there is no need to stand on your head during the installation of the deck. Insert molded inside them makes them the most durable fasteners on the market today. The fact that Ipe Clip ® Hidden Deck Fasteners are also available with a stainless steel resistant colors to match any decking material. Our fasteners are available in three U.V. When you use our fastening systems your deck will be free of splinters, nail/screw holes, and all visible fasteners. Ipe Clip ® Hidden Deck Fasteners make installing a deck Quick & Easy. He was part of the band that played Central Park, New York, on September 13, 1980. He joined John's band and toured with them as keyboardist during the late 70s and early 80s. In the early 70s, he described himself as being "dirt poor", until his big break in 1975 when his manager got him an audition with Elton John. He then worked for a couple of years as a session musician with artists including Diana Ross, Ringo Starr, and Harry Nilsson. Members of Mama Lion also formed the band Heavy Cruiser with Merryweather now on lead vocals, recording two albums whose genre was closer to hard rock, bit also displayed psychedelic and progressive influences. Mama Lion recorded two full-length albums. The band was led by Neil Merryweather (bass, backing vocals) and featured lead singer Lynn Carey, Coffi Hall on drums, and Rick Gaxiola on guitar. He then attended the University of Southern California, studying at the School of Music as a piano performance major, but dropped out after 6 weeks because "He wanted to do other things than practicing the piano." Īfter Howard left college, he joined a short-lived rock band called Mama Lion. He went on to attend the Thacher School in Ojai, California and the Music Academy of the West in Santa Barbara, California with Reginald Stewart and Leon Fleischer. Howard began studying music as a child, taking classical piano lessons at the age of four. He is from a musical family his grandmother was the Pittsburgh Symphony's concertmaster and violinist during the 1930s and '40s. Night Shyamalan, having scored nine of his films since The Sixth Sense, and Francis Lawrence, having scored all of his films since I Am Legend. His film scores include Pretty Woman (1990), Grand Canyon (1991), The Fugitive (1993), The Devil's Advocate (1997), Dinosaur (2000), Atlantis: The Lost Empire (2001), Treasure Planet (2002), King Kong (2005), Batman Begins (2005), Blood Diamond (2006), The Dark Knight (2008), The Bourne Legacy (2012), The Hunger Games series (2012–2015) and Fantastic Beasts and Where to Find Them (2016). He has scored over 100 films and is the recipient of a Grammy Award, Emmy Award, and eight Academy Award nominations. James Newton Howard (born June 9, 1951) is an American composer, conductor, and music producer. Use barracks rally point better to cunningly plan your stallzone. Especially for artillery it's good, since enemies getting cluster together, and arty has the slowest reload time among tower classes. Bring artillery, archers, mages around killzone, so they are killing enemies that are occupied fighting your troops. Just cement it with one barracks (sometimes two, no more is usually useful), a hero and add reinforcements there in the fight. Resetting timer makes you use abilities faster! So it's cool to use them before clicking on wave early, a lot of times you'll get two set of reinforcements in a row that way, as cool down will be instant! Rain of fire also decreases it's cooldown as much as early you call next wave. So get used to calling them as early as you get, but instantly calling all of them also a bad idea (unless you're well of experience), you just need to calculate when you call a wave early and not get overwhelmed. Calling a wave early gives you a little money bonus and partially resets cooldown on your abilities (the faster you call it - the more of those you get). Android version has Gnome Shop where you can buy items for gems (you earn them as you play) that will help you beating the game (though I would recommend trying to do without it). Number 1 for Rain of Fire, 2 are Reinforcements, spacebar is your hero, W for calling a wave early (you can also click on skull at lower-right part of the screen for that). If you're playing Steam version on PC, use keyboard shortcuts to do easier and faster. Just use them to experiment and have fun yourself! Sorry for long post, hope you'll see it enjoy and make a good use of it, I'm a KR veteran with huge of experience. I want to give you some protips so you should have more fun and do better. Linirea Survival Guide for Beginner Generals Critique, opinions, additions, discussion and questions are welcome. It's all just my opinion too, except for numbers and core mechanics (usually in italics), don't take it as a fact, however, it what works for me. If it gets any need, I'll expand it with other facts, opinions and advanced tower/heroes overview later. But if you'll find in helpful, give a link to new players, hope it really helps them, I'll be glad if so, it will instantly make them considerably better players I believe. Of course, most of the audience here knows all these facts (although some might learn a thing or two, especially about lesser-known stuff), so don't bother saying it's redundant, it's not meant for you, other veterans. Creatures of legend and lore sprang forth from the mystical rift to do battle, as even more rifts tore open across the realm.DISCLAIMER: I wasn't about to write 101, I wrote that for youtube commentary in the video of a streamer that just started and did first area at KR 1, and in order not waste what I did, I'll also leave it too, just slightly edited. As the last of the Towers that had so ably defended the land were dismantled, the Time Mage summoned all of their arcane might and ripped a hole in the very fabric of space and time! It began as a small shimmer that grew into a gaping tear from which foes from across the ages began to emerge. Unseen by even the mightiest of wizards, the nigh-omnipotent Time Mage spied upon the Kingdom from behind a cloak of powerful magic. With the last of the Kingdom’s enemies defeated, the stalwart defenders of the realm put away their weapons of war and turned towards more peaceful endeavors. The wave tattoo also represents how life goes on and serves as a reminder of joy even in the deepest of troubles. It is a great way to express your love for the sea or to simply express that you love to travel. You can even go for white ink if you wish to experiment. This small wave tattoo on the side of your foot is never getting old its like always riding a wave of life. You can also go for a cat paw, a dog ear, or even a dog silhouette. It’s just the sweetest way to keep a little part of them with you for life. If you wish to give your pet dog a tiny tribute, you can definitely go for this dog paw tattoo. You can go for words like hope, grateful, thankful, lucky, blessed, breathe, or even names of your parents or partners. Go on, screenshot this picture, pick your word, and book an appointment to get the tattoo of your dreams. You can pick any word that’s close to your heart and get this crisp and clean text tattoo ASAP. Yes, people usually go for cursive tattoos but this script screams perfection. You can definitely go for this tattoo if you want to express a lot without taking up too much space. But, that’s not all, it looks incredibly stunning. This tattoo represents freedom and serves as the perfect reminder to free you from all your worries. This detailed but dainty tattoo is beyond beautiful and gives a girl next door vibe. If music and hearts aren’t really your thing, you can go for a small butterfly tattoo. This poetic tattoo is perfect to represent how you enjoy music. If you want your tiny tattoo to express your love for music you can definitely go for this little musical note. It’s minimal, it’s simple, and it’s just perfect for your arm. If you love basic fine-lined tattoos, you are not getting over this classic tattoo idea. A unique quality about this tattoo idea is it will look just perfect no matter the spot. This delicate heart is definitely a small tattoo idea that you can never go wrong with. This little heart looks like it’s drawn with a pencil. Tiny tattoos can have huge meanings and an immediate huge influence on your style. Before you get yourself a mini but mighty tattoo, here is all the inspiration you need. You can simply go for a tiny tattoo on your wrist, back, elbow, ear lobe, behind the ear, or even your feet.Ī tiny tattoo is as good as a minimal accessory. Another great thing about a minimal tattoo is it is super easy to pick a spot. You can pick something as personal as your date of birth, get matching minimal tattoos with your partner or go for a tiny little heart, delicate lines, and even geometric shapes. When it comes to small tattoo ideas there are a million different ones to pick from. The idea is to simplify the design and highlight the basic element. A minimalist tattoo is usually a small, dainty tattoo made up of black delicate lines with minimal color and thickness. ScreenFlow has a robust knowledge base with detailed documentation to help users.īoth Camtasia and ScreenFlow offer unique features and are well-suited for different user needs. Camtasia also has a library of online tutorials and an extensive user community that can help answer questions. Camtasia offers 24/7 email and phone support, while ScreenFlow offers email and chat support during regular business hours. ScreenFlow has no lag issues and provides smoother editing experiences.īoth Camtasia and ScreenFlow have excellent customer support teams. However, Camtasia tends to slow down and lag during video editing when working with multiple tracks or effects. ScreenFlow also has additional features such as motion graphics and text animations.Ĭamtasia and ScreenFlow both perform well in terms of screen recording speed and quality. ScreenFlow also offers video and audio editing tools, annotations, and a variety of export options. Camtasia offers features such as video and audio editing tools, annotations, and a library of pre-made templates. ScreenFlow, on the other hand, has a more cluttered interface with more options and features available.īoth Camtasia and ScreenFlow have a variety of features that make them stand out. It also provides a library of pre-made templates, icons, and music to help users create videos quickly. ScreenFlow does not offer a yearly subscription plan.Ĭamtasia has a minimalist interface that is easy to navigate, making it ideal for beginners. Camtasia also offers a yearly subscription plan for $49.50 per year, which includes upgrades to the latest version. Camtasia costs $299 for a lifetime license, while ScreenFlow costs $129 for a lifetime license. When it comes to pricing, Camtasia is more expensive than ScreenFlow. Ready to get started? Let's dive in! Pricing We hope this comparison will help you choose the right screen recording software for your productivity needs. In this post, we'll provide a factual, unbiased comparison of Camtasia vs ScreenFlow, including numbers when possible. Camtasia and ScreenFlow are two of the most popular tools in the market, with both offering unique features that cater to different user needs. Screen recording software has become a popular tool for anyone looking to create helpful video tutorials, demos, or presentations. |
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